Market Perspective

Over the past two decades, India’s financial landscape has undergone a remarkable transformation. What began in the early 2000s as a developing investment ecosystem has evolved into one of the fastest-growing wealth management markets in the world. Between 2000 and 2025, rising financial literacy, expanding middle-class aspirations, and rapid digital innovation have reshaped how Indians invest. Mutual fund participation has multiplied, equity ownership has surged, and wealth management has shifted from a niche service to a mainstream necessity. Today’s investors are no longer passive savers — they are active wealth creators. Mutual funds, SIPs, and equity investing are household concepts, while personalized financial planning is shaping a financially aware generation. With technology, data-driven insights, and professional advisory firms like Prism Privy Wealth Advisors LLP, the focus has moved beyond managing money to building sustainable wealth and enduring legacies. India’s wealth market is not just growing — it is evolving into a powerful engine of financial empowerment driven by knowledge, innovation, and trust.